Schedule of Different Charges (Excluding GST) w.e.f. 01.01.2022 | |
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(Amount in Rs.) | |
REMITTANCES : | |
Issuance of Bankers Cheque | |
Upto Rs 5000/- | Rs.25.00 |
Above Rs 5000/- to 25000/- | Rs.50.00 |
Above Rs 25000/- to 100000/- | Rs 2.50/- per thousand or part thereof Minimum Rs. 65/- |
Above Rs 100000/- | Rs 3.00/- per thousand or part thereof Minimum Rs. 330/- |
Cancellation of Bankers’ cheque and/ Issue of fresh Bankers’ cheque in lieu of last one.-Duplicate BC | |
Up to Rs 500/- | Nil |
Above Rs 500/- | Rs 50/- per instrument |
In case of lost instrument | |
Up to Rs 500/- | Rs.20/- |
Above Rs 500/- | Rs 100/- per instrument |
NEFT (OUTWARD) | |
upto Rs 10,000/- | Nil |
Rs 10,001/- to Rs 1,00,000/- | Nil |
Rs 1,00,001/- to Rs 2 Lac/- | Nil |
Above Rs 2 Lac | Rs.20.00 |
RTGS | |
As per RBI circular RBI/2011-12/166-DPSS(CO)RTGS No. 388/04/04/.002/2011-12 dated 05.09.2011As per RBI guidelines | |
A) On all RTGS Transactions (INWARD) | Nil |
B) Outward charges | |
Rs 2 Lacs to Rs 5 Lacs | Rs.20.00 |
Above Rs 5 Lacs | Rs.40.00 |
COLLECTION : | |
Collection of outstation cheques (By sending cheques physically) | |
Upto Rs 5,000/- | Rs.25.00 |
Above Rs 5,000/- and upto Rs 10000/- | Rs.50.00 |
Above Rs 10,000/- to Rs 1/- Lac | Rs.100.00 |
Above Rs 1 Lac to Rs 5 Lac | Rs.150.00 |
Above Rs 5 Lac to Rs 10 Lac | Rs.200.00 |
Above Rs 10 Lac | Rs.225.00 |
Above charges are exclusive of out of pocket expenses i.e. postages /courier extra. | |
Note : Discretion to Branch Manager to charge upto 50% | |
on adhoc basis within the overall limit of our charges in deserving cases. | |
Outstation Cheque return charges | 50% of collection charges |
Local Cheque return charges | |
Inward | |
Upto Chq of Rs. 100000/- | Rs.150.00 |
Above Chq of Rs. 100000/- | Rs.250.00 |
Outward | Rs.150.00 |
DEPOSIT AND ALLIED SERVICES : | |
Charges for issue of Duplicate Statement / Pass Book | Rs.75/- per Duplicate Passbook /statement with latest Balance only. Charges for previous entries (if required) Rs. 50/- per ledger page or part thereof. |
Issue of letter of acknowledgement / duplicate TDR in case of loss of TDR | Rs.75.00 |
Cheque Book Issuance Charges | |
Savings Bank Account | Rs. 2/- per cheque leaf |
Current/CC/OD Account | Rs. 3/- per cheque leaf |
Opening & Maintenance of Minimum Balances | |
Savings Bank Account – without Cheque Book | Rs.250.00 |
Savings Bank Account – with Cheque Book | Rs.1000.00 |
Small/Basic Savings Account | Zero balance |
Current Accounts | Rs.3000.00 |
Charges for not Maintaining of Minimum Balances (On Monthly Average Balance) | |
Savings Bank Account – without Cheque Book | Nil |
Savings Bank Account – with Cheque Book | Nil |
Current Accounts | Nil |
Addition / Deletion of names in Joint Accounts / Change in operational instructions (including Lockers) | Savings and other deposit accounts Rs. 100/- per occasion Not applicable for deletion of name on account of death of customer in joint A/c. |
Nomination | Not applicable for First time nomination. Modification / Change in nomination – Rs 50/- per occasion (Not applicable for modification of name on account of death of Nominee in the Account). |
Charges for inability to carry out standing instructions due to insufficient balance in the account (in Loan Account) | Rs. 100/- per occasion. |
Charges for Stop Payment instructions (Per Instrument) | |
Savings Bank Account | Rs. 75/- per instrument, maximum Rs. 375/- per instance. |
Current/CC/OD Account | Rs. 100/- per instrument, maximum Rs. 500/- per instance |
In case of loss of complete blank cheque book | |
Savings Bank Account | Rs.375.00 |
Current/CC/OD Account | Rs.500.00 |
Local Cheque return charges | |
Savings Bank Account | |
Inward | |
Upto Chq of Rs. 100000/- | Rs.150.00 |
Above Chq of Rs. 100000/- | Rs.250.00 |
Outward | Rs.150.00 |
Current/CC/OD Account | |
Inward | |
Upto Chq of Rs. 100000/- | Rs.150.00 |
Above Chq of Rs. 100000/- | Rs.250.00 |
Outward | Rs.150.00 |
Cheque return due to technical reason – not at the fault of customer | In all cases No charges |
Charges for entries (Dr.) received through ECS and not responded:- | Rs.150.00 |
Incidental charges for inoperative accounts | |
Savings Bank Account | |
Account maintaining stipulated minimum balance | Nil |
Inoperative Savings accounts where stipulated minimum balance is not maintained | No penal charges as stipulated by RBI. |
Current Account | Nil |
Charges for issuance of Interest Certificate, at the request of customer | SB/CA/CC/OD for Second/Additional Certificate Rs 50.00 per copy |
No dues certificate for all segments customers Priority Sector Others Individual Others Firm / Non-Individuals | Nil Rs.50/- Rs.100/- |
Closure of A/cs -within a year | |
Savings Bank Account | 1. No charges, if the account is closed within 14 days of first customer induced credit into the account. 2. No charges, if account is closed due to death of Account Holder. 3.Rs. 250/- if account is closed beyond 14 days but within 1 year of the first customer induced transaction. (Excluding Small/ Basic Savings Bank Acccount) |
Current Account |
1. No charges, if the account is closed within 14 days of first customer induced credit into the account. 2. No charges, if account is closed due to death of Account Holder. 3. Rs. 500/- if account is closed beyond 14 days but within 1 year of the first customer induced transaction. |
Penalty for Pre-matureed withdrawal of Term Deposit Account | 1% i.e. One percent less than the applicable rate of interest. |
Penalty on late payment of installment on RD account | Irrespective of tenure uniform rate of Rs 1.0 per Rs 100/- per month across the board. |
Attestation of customer’s signature | Non Individual /Joint accounts Rs. 100/- per instruction / occasion Individual / Senior Citizen Rs.50/- per Instruction / occasion. |
Photo attestation | Rs. 100/- per photo / occasion. |
Inquiries relating to old records. | |
More than 3 months to 12 months old | Rs. 50/- per item |
More than 12 months to 3 years old | Rs. 150/- per item |
Above 3 years upto 7 years | Rs. 250/- per item |
Above 7 years | Rs. 500/- per item |
MISCELLANEOUS SERVICES : | |
Postal & Telecommunication TARIFF | a) Ordinary Post – Actual, subject to Min. Rs 20/- |
b) Registered / Speed Post – Actual, subject to Min. Rs. 50/- | |
Courier Charges | Rs. 75/- per instrument per occasion, unless otherwise specified to the contrary. |
Loan Form price | Rs.5/- per set |
Liquidation/ Encashment of Security (LIC/NSC Loan) | 1% of Collected Amount (Minimum Rs.150/-) |
Incidental Charges of Gold Loan | 0.25% of Gold Value (Gross) |
Testing Fee of Gold Loan | 0.3% of Loan Amount |
DIGITAL BANKING PRODUCT RELATED CHARGES: | |
SMS Alerts Charges | |
Savings Bank Account | Rs. 10/- charged quarterly |
Current/CC/OD Account | Rs. 10/- charged quarterly |
NACH Return Charges | Rs.150/- per occasion |
LOCKER SERVICE CHARGES : | |
Safe Deposit Locker : Annual Rent | |
Class of Locker | |
S | Rs.900.00 |
M | Rs.1800.00 |
L | Rs.3600.00 |
Breaking open of Locker: | |
Loss of Key or Non-Payment of Locker Rent | Rs. 500.00 ***Plus actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers. |
Locker visit charges (all sizes) | Upto 24 visit annually – NIL Thereafter Rs. 100/- per visit |